Can you withdraw an auto insurance claim?
Can you withdraw an auto insurance claim?
My car was broken into and the passenger side window was completely busted out. Nothing was stolen, and there was really no further damage except a small tear in the interior from the large rock that was thrown through the window. I filed a police report, and then I called my insurance company to file a claim. My deductible is $500. I think it is cheaper than that to replace a car window. If the repair is cheaper than my deductible, is my insurance company still expecting me to pay the full $500? Can I withdraw the claim and get it repaired myself? This has never happened to me before. I had no idea what to do. Thanks!
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So in your case, you will have a record of having filed a claim, but it will show that the insurance company did not pay, since the repairs were less than the deductible. The insurance company will not expect you to pay $500 to get your car repaired. In fact, they won't even know what you do end up paying, since you will be paying for it yourself.
Also, since it was vandalism, it should not be held against your driving record and you should not be subject to any claims surcharges on your premium.